Filing taxes can be stressful, especially if you’re worried about the cost of help. Many people don’t know that if you have a low or moderate income, you may qualify for free tax assistance. Every year, millions of Americans receive free tax help through government-supported programs, community groups, or trusted online tools. Here’s how you can, too.
Who Qualifies for Free Tax Services?
Generally, to qualify for free tax services, you must meet certain income or other criteria. Most free tax programs in the U.S. serve:
- Individuals or families with incomes under $60,000 (varies slightly by program)
- Seniors
- People with disabilities
- Taxpayers with limited English proficiency
Top Free Tax Programs for Low-Income Individuals
1. IRS Free Tax Return
The IRS offers a program called Free Tax Return, which partners with trusted tax software companies. If your income is below a certain threshold (around $79,000 for 2024, but it varies slightly each year), you can use brand-name software like TurboTax, TaxSlayer, or H&R Block for free through the IRS website.
???? Visit IRS Free Tax Return
2. Volunteer Income Tax Assistance (VITA)
The VITA program is for people who generally earn $64,000 or less, people with disabilities, or those who need help with English. Trained volunteers prepare your taxes for free at local community centers, libraries, and schools.
???? To find a VITA center near you, call 1-800-906-9887 or use the VITA Locator.
3. Tax Counseling for the Elderly (TCE)
The TCE program focuses on helping people 60 and older. Volunteers, often retired IRS professionals, help seniors file simple returns, especially those with questions about pensions and retirement.
Many TCE sites are run by the AARP Foundation’s Tax-Aide program. You don’t need to be an AARP member to get help.
???? Visit AARP Tax-Aide
4. Free Online Filing with Trusted Companies
If you’re comfortable using a computer, many tax software companies offer free federal filing for simple returns. Just be sure to check if you also qualify for free state filing, as some companies charge an additional fee for state returns.
5. AARP Foundation Tax-Aide
Ideal for seniors, but open to all low- to moderate-income taxpayers. This program offers free virtual and in-person tax help. AARP membership is not required, and they provide assistance even if you are not a senior.
????Website: www.aarp.org/taxaide
6. Free tax filing through state websites
Many states offer free tax filing programs for residents, in addition to the IRS’s federal Free File program. These are typically based on income thresholds and may include access to programs like TaxSlayer or H&R Block.
???? Check your state’s Department of Revenue website.
What to Bring to a Free Tax Appointment
To get help, you’ll need to bring:
✔️ A government-issued photo ID.
✔️ Your Social Security card (or ITIN, if you have one).
✔️ The Social Security numbers of your spouse and dependents, if you have them.
✔️ All income forms (such as W-2s and 1099s).
✔️ Documents for any credits (childcare, education, etc.).
✔️ A copy of last year’s tax return (if you have one).
✔️ Your bank account information for direct deposit refunds.
Final Thoughts
Free tax filing services are a lifeline for low-income families, seniors, and others who need help with the tax system. Whether you choose to file your return online through the IRS Free File program or receive in-person help from VITA or AARP, you can get accurate and secure assistance at no cost. Don’t waste money; take advantage of these programs and file your documents with confidence.
- Emergency Housing Help from Religious Charities - November 11, 2025
- Rent Vouchers from Local Housing Authorities - November 6, 2025
- Community Wildfire Defense Grant 2025 - November 5, 2025